Health Insurance for Students

Health Insurance for contract employees is more common than ever.

You may have a child who has chosen to attend an Indiana university for their education.

If you are researching health insurance, there is a high probability that the university no longer offers student coverage. This was an unintended consequence of the Affordable Care Act, which allowed adult children to stay on their parents’ coverage until age 26. While the university plans did not have enough participation to continue to offer the coverage, this change also opens up the opportunity to find potentially better and more comprehensive health insurance options for your child.

If you are researching health insurance, there is a high probability that the university no longer offers student coverage. This was an unintended consequence of the Affordable Care Act, which allowed adult children to stay on their parents’ coverage until age 26. While the university plans did not have enough participation to continue to offer the coverage, this change also opens up the opportunity to find potentially better and more comprehensive health insurance options for your child.

When selecting a policy for your student, familiarize yourself with the medical community around the university. We want to ensure your student’s local health providers are in the carrier’s network.

Most universities offer some health clinic services on campus. Researching these services is important as they may be free or low-cost.

A high-deductible major medical policy could be the best option if they are available.

Chronic Conditions

If you have a student with chronic conditions, a more in-depth approach is needed for their health insurance coverage. You must decide if you want the student to receive treatment while in school.

International Students

There are multiple coverage options that will satisfy any Visa requirements.

Student-Athletes

Health insurance policies must meet specific guidelines to be eligible to compete in collegiate athletics. If you just received that invite to try out for the team and don’t have coverage, we will help you.

Grad Students

Most grad students may lose their health insurance coverage due to turning 26. If you fall into this category, you may qualify for a plan through the state. You may be eligible for an individual policy if state coverage is not an option.

If you contact us with your specific situation, we can advise you on the best policy

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