One fallout of divorce is that one spouse may have depended on the other’s health insurance coverage, typically through an employer-sponsored plan. Electing health insurance from the individual market can be overwhelming, especially in a heightened emotional state.
If you are required to cover the children, it is essential to be able to claim them as dependents under the IRS. If your children are considered dependents, your premium assistance can be higher.
If your children are not considered dependents, applying for coverage with premium assistance can be challenging. The marketplace will require you to provide your ex’s information, including their household income, which can result in lower premium assistance and even having to pay the assistance back
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