Plan Designs
Through the marketplace, you can design different plans with metallic indications.: Bronze, Silver, Gold, and Platinum.
Your health insurance needs will determine which is the best option.
The best way to decipher these plans is to look at the out-of-pocket maximum and then determine how you get to that point. Upfront deductible, Co-pays, Co-insurance.
Health Savings Account (HSA): If you currently have an HSA, you should consider an individual HSA and continue to take advantage of tax incentives.
The name-brand carriers have remarkable customer service for resolving specific issues.
Network access with individual name-brand carriers is typical with one or two hospital systems. It is essential to research the network before enrolling. To many surprise, the nonname brand carriers have more extensive network access.